1. How to submit my research paper? What’s the process for publication of my paper?
The journal receives submitted manuscripts via email only. Please submit your research paper in .doc or .pdf format to the submission email: joams@ejournal.net.

2.Can I submit an abstract?
The journal publishes full research papers. So only full paper submission should be considered for possible publication...[Read More]

The Impact of Non-Interest Income on Banks’ Profitabilities

Huseyin Cetin
Bursa Technical University, Turkey
Abstract—For the year of 2011, non-interest income rates had positive significant impact on 205 countries banks’ return on asset ratios. Moreover, for the period of 1999-2013, there was positive and significant relationship between high income countries’ banks’ profits and non-interest income rates. No relationship was found for medium and low income countries. According to Break Regression-OLS test, non-interest income had positive and significant impact on Turkish banks’ profits for the all breaks of January 2003- July 2015. In addition, when Bayesian Impulse Response analysis was conducted, it was unearthed that one standard deviation shock plummetes Turkish banks’ profits. Although Turkish banks’ non-interest income rose fast in the long run, there are negative anomalies in short term. In addition to that, Turkish banks’ net income has partial golden ratio behaviour and that golden ratio behavior derives from Turkish banks’ non-interest income. Moreover, that golden ratio behavior has similarity with Sydney Opera House’ architectural design which is based upon Golden ratio application.
 
Index Terms—non-interest income, net income, Turkish banks’ profits, golden ratio, Sydney opera house

Cite: Huseyin Cetin, "The Impact of Non-Interest Income on Banks’ Profitabilities" Journal of Advanced Management Science, Vol. 6, No. 3, pp. 161-164, September 2018. doi: 10.18178/joams.6.3.161-164
 
 
Copyright © 2013-2016 Journal of Advanced Management Science, All Rights Reserved